Aggregate Deductible $3,000 DEDUCTIBLE PER INSURING AGREEMENT Deductibles shown below apply to each claim Multimedia Liability Coverage $1,000 Security and Privacy Liability Coverage $1,000 Privacy Regulatory Defense and Penalties Coverage $1,000 PCI DSS Liability Coverage $1,000 Bodily Injury Liability Coverage $1,000 Property Damage Liability Coverage $1,000 TCPA Defense Coverage $1,000 Breach Event Costs Coverage $1,000 Post Breach Remediation Costs Coverage $1,000 BrandGuard# Coverage Waiting Period 2 weeks Period of Indemnity 12 months System Failure Coverage A. Data Recovery Deductible $1,000 B. Non-Physical Business Interruption Waiting Period 8 hours Period of Restoration 12 months Cyber Extortion Coverage $1,000 Cyber Crime Coverage $1,000 Bricking Loss Coverage $1,000 Property Damage Loss Coverage $1,000 Reward Expenses Coverage $1,000 Court Attendance Costs Coverage None TERMS AND CONDITIONS Third Party Liability Coverage provided on a claims-made and reported basis. First Party Coverage provided on an event discovered and reported basis. If coverage is bound, the Applicant consents to periodic non-intrusive scans of the Applicant's internet- facing systems/applications for common vulnerabilities. The individual responsible for the Applicant's network security, as designated on the Application for this insurance, will receive direct communications 10/22/24 Page 18 of 25
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