OTHER AVAILABLE COVERAGES These coverages are currently not included or not provided, but we recommend you Consider. COVERAGE DESCRIPTION FLOOD/EARTHQUAKE Provides property coverage for losses caused by flood (including mudslide) and earthquake, tremors, or other earth movement (does not include sinkhole). DIRECTORS/OFFICERS Provides defense and settlement to protect officers and directors of an LIABILITY organization against damages from claims resulting from alleged negligent or wrongful acts. TRUSTEE/FIDUCIARY Liability protection for those who administer pension and welfare funds, profit- LIABLITY sharing, or other benefit programs against loss by errors or omissions. CREDIT INSURANCE Credit Insurance should be considered when transacting with vendors overseas (ACCOUNTS RECEIVABLE) as well as here domestically. Credit Insurance reimburses bad debt losses from insolvency and bankruptcy situations. INTERNATIONAL LIABILITY Provides coverage for Individuals who live and work in the United States and occasionally travel overseas for business trips. For permanent operations in foreign countries, a separate foreign liability policy is required. Coverage can be purchased for General Liability, Hired Auto Liability, Accident/Disability/Dismemberment, Kidnap & Ransom, and Workers’ Comp. TRAVEL ACCIDENT Travel Accident Insurance provides accidental death and dismemberment benefits for employees while traveling abroad on company business, at the work site during their job, or on a 24-hour basis for employees. Coverage for War Risk and Political Evacuation may be available. 8/9/24 Page 16 of 20