10 ©2025 United Benefit Advisors, LLC. All rights reserved. Newborns’ and Mothers’ Health Protection Act (ȖȅȣȒǦǓƺǹȠǦȒǹƺǿșƺǿǏǦǓƺǹȠǦǩǿșȣȖƺǿljǓǩșșȣǓȖșǠǓǿǓȖƺǹǹΡǾƺΡǿȅȠॹȣǿǏǓȖ'ǓǏǓȖƺǹǹƺΛॹȖǓșȠȖǩljȠLjǓǿǓǟǩȠșǟȅȖƺǿΡ ǦȅșȒǩȠƺǹǹǓǿǠȠǦȅǟșȠƺΡǩǿljȅǿǿǓljȠǩȅǿΛǩȠǦljǦǩǹǏLjǩȖȠǦǟȅȖȠǦǓǾȅȠǦǓȖȅȖǿǓΛLjȅȖǿljǦǩǹǏȠȅǹǓșșȠǦƺǿࢵࢹǦȅȣȖș ǟȅǹǹȅΛǩǿǠƺΚƺǠǩǿƺǹǏǓǹǩΚǓȖΡॹȅȖǹǓșșȠǦƺǿࢺࢷǦȅȣȖșǟȅǹǹȅΛǩǿǠƺljǓșƺȖǓƺǿșǓljȠǩȅǿঀ/ȅΛǓΚǓȖॹ'ǓǏǓȖƺǹǹƺΛǠǓǿǓȖƺǹǹΡ ǏȅǓșǿȅȠȒȖȅǦǩLjǩȠȠǦǓǾȅȠǦǓȖঢ়șȅȖǿǓΛLjȅȖǿঢ়șƺȠȠǓǿǏǩǿǠȒȖȅΚǩǏǓȖॹƺǟȠǓȖljȅǿșȣǹȠǩǿǠΛǩȠǦȠǦǓǾȅȠǦǓȖॹǟȖȅǾ ǏǩșljǦƺȖǠǩǿǠȠǦǓǾȅȠǦǓȖȅȖǦǓȖǿǓΛLjȅȖǿǓƺȖǹǩǓȖȠǦƺǿࢵࢹǦȅȣȖșশȅȖࢺࢷǦȅȣȖșƺșƺȒȒǹǩljƺLjǹǓষঀ2ǿƺǿΡljƺșǓॹȒǹƺǿșƺǿǏ ǩșșȣǓȖșǾƺΡǿȅȠॹȣǿǏǓȖ'ǓǏǓȖƺǹǹƺΛॹȖǓȕȣǩȖǓȠǦƺȠƺȒȖȅΚǩǏǓȖȅLjȠƺǩǿƺȣȠǦȅȖǩΦƺȠǩȅǿǟȖȅǾȠǦǓȒǹƺǿȅȖȠǦǓǩǿșȣȖƺǿljǓ ǩșșȣǓȖǟȅȖȒȖǓșljȖǩLjǩǿǠƺǹǓǿǠȠǦȅǟșȠƺΡǿȅȠǩǿǓΠljǓșșȅǟࢵࢹǦȅȣȖșশȅȖࢺࢷǦȅȣȖșষঀ