CONTRIBUTION LIMITS For the 2026 calendar year, the IRS allows you to contribute up to following amounts into your Health Savings Account: • Single coverage: $4,400 • Any tier of Family coverage: $8,750 • Additional catch-up contribution: Age 55+: $1,000 Gold Creek Generously contributes $1,000 per year into your HSA if you are enrolled I n the HDHP ! IRS limits include combined employer and employee contributions H E A LT H S A V I N G S A C C O U N T HSA Introduction Only for those enrolling in the High Deductible Health Plan (HDHP), are eligible to set up a Health Saving Account (HSA). Health Savings Accounts allow you to set aside pre-tax money to help cover your deductible and pay for other out-of-pocket healthcare expenses for you and your dependents. Pre-tax payroll deductions Tax-free withdrawals for eligible expenses Tax-free growth from interest or investment returns  You can start, stop, or change your contribution amount during the year.  You can use funds for yourself, your spouse, and/or eligible tax dependents — whether they are on your medical plan or not.  You cannot contribute to an HSA once you’ve enrolled in Medicare, but you can use any existing HSA dollars on health expenses, including Medicare premiums. HSA TRIPLE TAX SAVINGS HOW TO USE A HEALTH SAVINGS ACCOUNT View Qualified Expenses