V O L U N TA R Y B E N E F I T S S H O R T - T E R M D I S A B I L I T Y E M P L O Y E E P A I D Short-term disability protects your income during a short period of time due to illness, or an accident not related to your job. Benefits begin on the 8 th day after an illness or accident. Benefit Maximum: 60% of your weekly income up to $1,500 for 13 weeks. V O L U N T A R Y L I F E I N S U R A N C E 1 2 Employees have the option to purchase additional life insurance. Guarantee Issue: $100,000 – N EW EN TR AN TS ON LY LATE ENTRANTS WILL SUBMIT EVIDENCE OF INSURABILITY Maximum: $500,000 (may require an EOI) Increments of $10,000 up $500,000. Coverage reductions apply starting at age 65 Spouse Benefit: Increments of $5,000 up to $250,000. (Cannot exceed 50% of employee amount. Coverage reductions apply starting at age 65) Child(ren) Benefit $10,000. (Children age 6 months to 26 years.) The Guarantee Issue is the dollar amount that will be issued without submitting proof of insurability, such as answering medical questions on an application or completing a medical exam.