HEALTH SAVINGS ACCOUNT HSA TRIPLE TAX SAVINGS By enrolling in a qualified high deductible health Tax-free plan (HDHP), you are eligible set up a tax-preferred Pre-tax Tax-free growth savings account known as a Health Saving Account payroll withdrawals from interest or (HSA). Health Savings Accounts allow you to set deductions for eligible investment returns aside pre-tax money to cover your deductible and pay expenses for other out-of-pocket health care expenses for you and your dependents. HSA TRIPLE TAX SAVINGS CONTRIBUTION LIMITS You can start, stop, or change your For the 2025 calendar year, the IRS allows you to contribution amount during the year. contribute up to following amounts into your Health Savings Account based on your medical enrollment: You can use funds for yourself, your spouse, and/or eligible tax dependents — whether • Single coverage: $4,300 they are on your medical plan or not. • Family coverage: $8,550 • Additional catch-up contribution Age 55+: $1,000 You can’t contribute to an HSA once you’ve enrolled in Medicare, but you can withdraw Marmic Fire generously matches up to money tax-free to pay healthcare expenses. $500 annually IRS limits include employer HSA Introduction View Qualified and employee contributions Expenses