2025 OPEN ENROLLMENT th nd November 12 – 22 Open Enrollment is the one time of year you are eligible to add or delete dependents from your coverage, change your coverage level or change your benefit elections without experiencing a qualifying change in status event. The benefits and coverage you select during this enrollment period will be effective January 1, 2025 and will remain in effect through December 31, 2025, the end of the plan year. If you have questions regarding benefits or open enrollment, please contact HR at benefits@marmicfire.com 2025 UPDATES: - Spousal Exclusion: A spouse is not eligible for the Marmic Fire Medical Plan if they have Medical Benefits offered to them through their employer. A spousal affidavit will be required to be signed if you cover your spouse. - Tobacco Surcharge: There will be a surcharge of $100 a month for each employee and/or dependent that use any form of tobacco. All employees must sign a tobacco affidavit. This benefits guide is a summary description of your 2025 benefit plans options. It is intended to help you will learn about the benefits offered, plan HOW TO ENROLL premiums, and how and when to enroll. Be sure to save this guide as a benefits resource you can refer to throughout the year. If there is a discrepancy between these summaries and the written legal plan documents, the plan All employees must login to ADP. Whether you are enrolling in coverage for the first time, electing to continue your current coverage, or waiving coverage, you will need documents shall prevail. This booklet and plan summaries do not constitute a to login and mark elections in ADP. Access ADP and login with your credentials or contract of employment. use the ADP mobile app. Scan or click the QR code for the ADP mobile app.