The Guarantee Issue is the dollar amount that will be issued without submitting proof of insurability, such VOLUNTARY BENEFITS as answering medical questions on an application or completing a medical exam. 1 ACCIDENT 4 - TERM DISABILITY SHORT Employee Benefit: Up to $50,000 depending severity of accident. Employee-paid short-term disability protects your income during a short Spouse & Child(ren) Benefit: Up to $25,000 for spouse or $12,500 for period of time due to illness, maternity leave, or an accident not related to children depending severity of accident. your job. Benefits begin 15 days after the date of the incident and will 2 CRITICAL ILLNESS cover 60% of your earnings (up to $2,000/week) for a total of 11 weeks. Employee Benefit: $10,000, $20,000 or $30,000 Any pre-existing condition is excluded until you have been insured for 12 Spouse & Child(ren) Benefit: Spouse can get up to months. 100% of employee benefit and children up to 50%. 3 VOLUNTARY LIFE & AD&D 5 LONG-TERM DISABILITY Employee Benefit: Increments of $10,000 up to $500,000. Guarantee Employee-paid long-term disability protects your income due to illness, issue of $150,000. maternity leave, or an accident not related to your job. Benefits begin Spouse Benefit: Increments of $5,000 up to $100,000. (Cannot exceed 90 days after the date of the incident and will cover 60% of your 100% of employee amount) Guarantee issue of $30,000. earnings (up to $6,000/month). Child(ren) Benefit: Up to $10,000, guarantee issue is face-value. (Children age 14 days to 23 years, 26 if full-time student) Get more plan details by scanning or clicking this QR code