Open Enrollment Presentation - 2026

OPEN ENROLLMENT 2026

E M P L O Y E E B E N E F I T S 2 0 2 6 O P E N E N R O L L M E N T O P E N E N R O L L M E N T Closes: 11/20 Opens: 11/13 How to Enroll: Paylocity ACTIVE ENROLLMENT I n o r d e r t o h a v e b e n e f i t s i n 2 0 2 6 , y o u m u s t e n r o l l !

C h a n g e s f o r 2 0 2 6 E M P L O Y E E B E N E F I T S 2 0 2 6 O P E N E N R O L L M E N T Consolidated from 2 Medical Plans to 1. Our Vision Plan has a new network: Davis Vision

Y O U R B E N E F I T O P T I O N S L I FE & D I S A B I L I TY C R I T I CAL I L LN E SS A C CI D E N T H S A D E N TA L V I S I O N E M P L O Y E E B E N E F I T S 2 0 2 6 O P E N E N R O L L M E N T M E D I C A L E A P E m p l o y e e A s s i s t a n c e P r o g r a m

M E D I C A L E M P L O Y E E B E N E F I T S 2 0 2 6 O P E N E N R O L L M E N T

H O W D O H I GH - D E D U C T I B L E H E A L T H P L A N S W O R K * I n - N e t w o r k 100% Paid by the Medical Plan* P r e v e n t i v e S e r v i c e s O t h e r M e d i c a l S e r v i c e s You pay the negotiated discounts - up to your Deductible (s) After you pay your deductible then 100% of services are paid by the medical plan* At Snellings Walters , the medical Deductibles and the Maximum out of Pockets are the same amount, which means there is no coinsurance. (In - Network).

M E D I C A L E O B

IN - NETWORK Preventive Family Doctor, Specialist, Urgent Care Rx - Pharmacy Emergency Room Visit Hospital (In or Out) Deductible Employee Coinsurance Out of Pocket Maximum SWIA HSA Contributions Out of Network Deductible Medical Plan $4,000 HDHP 100% Covered Deductible Deductible Deductible Deductible $4,000 per Individual $8,000 per Family 0% $4,000 per Individual $8,000 per Family +$1,000 Contribution!!! $6,000 per Individual $12,000 per Family M E D I C A L

H E A L T H S A V I N G S A C C O U N T ( H S A ) *Only eligible with the HDHP E M P L O Y E E B E N E F I T S 2 0 2 6 O P E N E N R O L L M E N T HSA money is yours to keep! Use on your Dependents! (on or off your plan) Medical, Dental, Vision, Rx, Expenses & More! Tax Advantages!

Reimburse yourself Invest Pay bills

H E A L T H S A V I N G S A C C O U N T A N N U A L L I M I T S ! $4,300 Individual $8,550 Family $4,400 Individual $8,750 Family 202 5 2026 Age 55+ | Additional $1,000

W H E R E C AN W E U S E O U R H S A M O N E Y ? E M P L O Y E E B E N E F I T S 2 0 2 6 O P E N E N R O L L M E N T DO! Braces Glasses Chiropractor Medical Devices Prescription Drugs Any Health Expense Elective Procedures Plastic Surgery Groceries Rent Gas DONT!

D E P E N D E N T C A R E F S A ! What Qualifies? Before or after school program Childcare Day camp Nanny Nursery school Preschool Adult Day Care Center Custodial Elder Care Elder Care (in your home or someone elses) Transportation to and from Eligible Care *Y ou choose how much to contribute, up to a maximum of $7,500 per household, per year.

C l a i m S c e n a ri o - M e d i c a l PLAN Family Doctor Visit Prescription Drug SWIA - HSA Contributions Monthly Premiums Total Cost | YEAR HDHP $4,000 $125 $4 $1,000 $80 $960 LOW CLAIMS YEAR $871 Remaining in HSA!

HDHP $4,000 $500 $16 $1,000 $2,484 $1,000 $80 $3,960 HIGH CLAIMS YEAR PLAN Specialist (2x) Prescription Drugs (4x) ER Visit Surgery: $15,000 SWIA HSA Contributions Monthly Premium Total Cost | YEAR Includes your monthly premium C l a i m S c e n a ri o - M e d i c a l

KISx - VALENZ | Save on Procedures Fractures Hip Replacement Knee Replacement Tonsillectomy Thyroidectomy Biopsy Bone Anchored Hearing Aid Bunionectomy Hernia Repair Gall Bladder Removal Tests/Scans HOW DOES IT WORK? Call KisX 1 - 877 - GET - KISX or Email: KISx@bdsadmin.com Schedule the procedure Pay out of Pocket (Not HSA $) Get reimbursed via Paylocity

Y O U R A D D I T I O N AL B E N E F I T S L I FE D I S AB I L I TY C R I T I CA L I L LN E SS A C CI D E N T D E N TAL V I S I O N E M P L O Y E E B E N E F I T S 2 0 2 6 O P E N E N R O L L M E N T E A P E m p l o y e e A s s i s t a n c e P r o g r a m

Preventive (2 cleanings and Xrays ) Basic (i.e. fillings, simple extractions) Major (i.e. dentures, single crowns) Orthodontia Children Maximum up to: $2,000 Deductible: $50 / $150 VALUE 100% 100% 60% 50% NAP 100% 80% 50% 50% D E N T A L

OR Exam (12mo) $10 Copay Lenses (12mo) $25 Copay Contacts (12mo) Up to $130 Frames (24mo) Up to $130 20% off balance V I S I O N New Network

Long Term Disability (LTD) Employer Paid Benefit! Income protection while you are unable to work 60% of salary Maximum $12,000 per Month Benefit begins: day 91 Short Term Disability (STD) Employer Paid Benefit! Income protection while you are unable to work 60% of salary Maximum $2,000 per Week Benefit begins: day 8 D I S A B I L I TY

Voluntary Life * EE: Guaranteed issue up to $100,000 $10,000 increments Maximum Benefit allowed is $500,000 Spouse: 5,000 increments - Up to $250,000 Basic Life Employer Paid Benefit! $50,000 Spouse: $2,500 Children: $2,000 L I FE I N S UR A N CE

C R I T I CA L I L LN E SS Critical Illness Cancer, Stroke, Kidney Failure, Heart Attack, etc. $5,000 to $50,000 In $5,000 Increments A C C I D E N T Accident Lacerations, Burns, Hospital Admission, ICU, Joint Replacement Example of Schedule: $2,500 for Hip Replacement $10,000 for Coma $150 for Hernia Surgery *Wellness benefit: $100

EAP PROGRAM Emotional wellbeing resources to keep you at your best. TELEMEDICINE - Teladoc General Medical Chronic care MSK Therapy Dermatology & Nutrition ADDITIONAL SERVICES Benefit Wallet HealthCare Concierge RX savings Provider recommendations Spouses and dependents up to age 26 .

EAP PROGRAM Emotional wellbeing resources to keep you at your best 8 sessions per issue Spouses and dependents up to age 26 .

TELEMEDICINE 24/7 (Free) for non - emergency conditions like: Cold Flu Sinus infections Allergies And more In addition: Dermatology * Nutrition consultations * Chronic Care MSK Therapy * A fee may be charged Spouses and dependents up to age 26.

ACTIVATE TODAY

O P E N E N R O L L M E N T - 2 0 2 6 B E N E F I T S Closes: 11/20 Opens: 11/13 Enroll through: Paylocity A C TI V E E NR OL L M E N T I n o r d e r t o h a v e b e n e f i t s i n 2 0 2 6 , y o u m u s t e n r o l l ! Access Paylocity and login with your credentials Navigate to Menu Button Scroll to the bottom and select Bswift Benefits Then ... Select Start your enrollment HOW TO ENROLL

Q&A benefitsquestions@snellingswalters.com

1 2 3 4 Login to Paylocity Click on the Menu icon Click on BSwift Enroll!