A D D I T I O N A L B E N E F I T S G R O U P L I F E A N D A D & D E M P L O Y E R P A I D L O N G - T E R M D I S A B I L I T Y E M P L O Y E R P A I D S H O R T - T E R M D I S A B I L I T Y The group life and accidental death and dismemberment policy is available to all full-time employees in the amount of $50,000. In the event of death, loss of (or loss of use of) a body part or function, speech, eyesight, or hearing, your beneficiaries will receive benefits. Short-term disability protects your income during a short period of time due to illness or an accident not related to your job. Benefits begin on the 8th day after an illness or accident. The policy will pay 60% of your weekly income up to $1,500 for 13 weeks. Long-term disability protects your income for an extended period of time. Benefits begin on the 91st day after the date of the incident and will cover 60% of your earnings, up to $6,000/month. V O L U N T A R Y L I F E I N S U R A N C E 1 2 3 4 Employees have the option to purchase additional life insurance. Guarantee Issue:$100,000 Guarantee Issue = up to this amount, you do not have to fill out an EOI (Evidence of Insurability) form Maximum: $500,000 (may require an EOI) Spouse Benefit: Up to $250,000 not to exceed 100% of employee election; guarantee issue is $30,000. Child(ren) Benefit: $10,000. (Children age 6 months to 19 years or 25 if FT student) The Guarantee Issue is the dollar amount that will be issued without submitting proof of insurability, such as answering medical questions on an application or completing a medical exam.