S U P P L E M E N T A L B E N E F I T S A C C I D E N T C R I T I C A L I L L N E S S 1 2 This benefit provides a lump sum benefit when you or a family member have an accident. The money can be used for medical costs, personal costs, paying bills or however the member would like to use the funds. This benefit provides a lump sum benefit when you or a family member are diagnosed with a covered condition that you can use however you would like, including to help pay for treatment, prescriptions, travel, increased living expenses and more. This benefit provides financial protection if you or a family member have a hospital stay. The plan covers both injury and sickness, and surgery and anesthesia benefits are included. H O S P I T A L I N S U R A N C E 5 3