37 physician, a hospital or pharmacy) contacts the Plan to confirm coverage of a Qualified Beneficiary with respect to whom the required payment has not been made for the current period, but for whom any applicable grace period has not expired, the Plan will inform the health care provider of all of the details of the Qualified Beneficiary’s right to pay for such coverage during the applicable grace period. Coordination of Benefits - Medicare and COBRA For purposes of this Section , “Medicare Entitlement” means being entitled to Medicare due to either: (1) enrollment (automatically or otherwise) in Medicare Parts A or B, or (2) being medically determined to have end - stage renal disease ("ESRD"), and (a) having applied for Medicare P art A; (b) having satisfied any waiting period requirement and (c) being either (i) insured under Social Security, (ii) entitled to retirement benefits under Social Security or (iii) a spouse or dependent of a person satisfying either (i ) or (ii). Such Medicare entitlement is a COBRA terminating event. If you already have COBRA when you enroll in Medicare , your COBRA coverage usually ends on the date you enroll in Medicare. Your spouse and dependents may keep COBRA for up to 36 months, regardless of whether you enroll in Medicare during that time. If you already have Medicare when you become eligible for COBRA , you will be allowed to enroll in COBRA subjec t to specific language in the Governing Documents . Relocation and COBRA Coverage If a Qualified Beneficiary moves outside the service area of a region - specific group health benefit package, alternative coverage, if available to similarly situated active Employees, will be made available to the Qualified Beneficiary no sooner than the date of the Qualified Beneficiary’s relocation, or if later, the first day of the month following the month in which the Qualified Beneficiary requests the alternative coverage. COBRA Coverage and HIPAA Special Enrollment Rules Once a Qualified Beneficiary is receiving COBRA Continuation Coverage, the Qualified Beneficiary has the same right to enroll family members under the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”) rules as if the Qualified Beneficiary were an Employee or Participant in the Plan , provided that such family members do not become Qualified Beneficiaries, and who are therefore eligible to elect COBR A Continuation Coverage in their own right. Election of COBRA Continuation Coverage by a Qualified Beneficiary may serve to bridge coverage between this Plan and any future coverage under another group health plan . Procedures for Providing Notices The Plan Administrator shall establish procedures for the furnishing of notices required by a Covered Employee, Qualifying Dependent or Qualified Beneficiary to the Employer and/or Plan Administrator including Qualifying Event notices, notice of disability determination or Medicare entitlement, change in disability determination, and Medicare entitlement. Such procedures may: be described in the Plan ’s Summary Plan Description ; specify the individual or entity designated to receive such notices; specify the form and means of delivery of such notices (including requiring the use of certain forms when submitting such notices); describe the information required by the Plan to provide COBRA Continuation Coverage rights; and shall comply with

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