36 adopted by or placed for adoption with a Qualified Beneficiary, but would not apply to a Spouse who was added to a Qualified Beneficiary’s COBRA Continuation Coverage as a result of the Qualified Beneficiary’s becoming married after commencement of the ini tial eighteen (18) month continuation period. Notwithstanding the foregoing, terminating employment after a Qualifying Event that is a reduction in hours of employment does not extend the maximum Continuation Coverage Period beyond eighteen (18) months of COBRA Continuation Coverage. The maximum COBRA Continuation Coverage Period is extended up to eleven (11) months for Qualified Beneficiaries (and their disabled or non - disabled family members receiving COBRA Continuation Coverage due to the same Qualifying Event) for up to twenty - nine (29) months in total (measured from the date of the Qualifying Event), provided the following requirements are met: a. the Social Security Administration determines that the Qualified Beneficiary was “disabled” on the date of the Qualifying Event or anytime within the first sixty (60) days of COBRA Continuation Coverage ; and b. the disabled Qualified Beneficiary provides evidence to the Plan Administrator of such Social Security Administration determination within sixty (60) days of the date of such determination but not later than the last day of the initial eighteen (18) month period of COBRA Continuation Coverage in a manner consistent with the Plan ’s reasonable notice procedures as contemplated by this Plan. Failure to notify the Plan Administrator of such determination within the time period stated above will result in the loss of the Qualified Beneficiary’s right to an extension of the initial eighteen (18) month period of COBRA Continuation Coverage and such right will not be reinstated. In such event, if the disabled Qualified Beneficiary is receiving COBRA Continuation Coverage, the Continuation Coverage Contribution shall be one hundred fifty percent (150%) of the cost of coverage for the nineteenth (19th) through twenty - ninth (29th) month of COBRA Continuation Coverage. Otherwise, the Continuation Coverage Contribution shall continue to be one hundred two percent (102%) of the cost of coverage for the nineteenth (19th) through twenty - n inth (29th) months of coverage. However, if a Qualified Beneficiary who meets the above requirements receives a final determination from the Social Security Administration that they are no longer disabled, the Qualified Beneficiary must notify the Plan Administrator within thirty (30) days of the date of that determination in a manner consistent with the Plan ’s notice procedures as contemplated by this Plan . Such a final determination shall end the disability extension of COBRA coverage for all Qualified Beneficiaries as of the later of either: (i) the first day of the month following thirty days (30) from the final determination date or (ii) the end of the Continuation Coverage Period without regard to the disability extension. Responses to Informati on Regarding Qualified Beneficiary’s Right to Coverage If a provider of health care (such as a physician, hospital, or pharmacy) contacts the Plan to confirm coverage of a Qualified Beneficiary during the COBRA Continuation Coverage election period, the Plan will give a complete response to the health care provider about the Qualified Beneficiary’s COBRA Continuation Coverage rights during the election period, and his right to retroactive coverage if COBRA Continuation Coverage is elected. If a provider of he alth care (such as a
2026 Benefits Guide by Snellings Walters Page 83 Page 85