2026 Plant- New Hire Benefits Summary
This document provides details on the benefits and enrollment process for new hires at Gold Creek Foods in the Processing Plant.
Gold Creek Foods - Plant 2026 New Hire Benefits Enrollment WELCOME
AG E N DA + When/How to Elect + Medical Plan Options and HSA + Dental, Vision, Disability, Life + Additional Benefit Options
E M P L O Y E E B E N E F I T S 2 0 2 6 N E W H I R E E N R O L L M E N T Registration: ADP Enroll: Yo u r b e n e f i t s w i l l b e c o m e e f f e c t i v e t h e 1 s t o f t h e m o n t h f o l l o w i n g 3 0 d a y s o f F u l l - t i m e e m p l o y m e n t
2 0 2 6 S P O U S A L C O V E R AG E I f y o u r s p o u s e i s • E l i g i b l e f o r c o v e r a g e a t h i s / h e r o w n e m p l o y e r • O f f e r e d m o n i e s t o b u y m e d i c a l c o v e r a g e o u t s i d e o f t h e i r e m p l o y e r • E l i g i b l e f o r / s e e k i n g • S e c o n d a r y / G a p c o v e r a g e • S o c i a l S e c u r i t y o r D i s a b i l i t y p l a n s T h e y m a y p a r t i c i p a t e a s a m e m b e r u n d e r t h e G o l d C r e e k F o o d s p l a n ( s ) f o r a n a d d i t i o n a l $ 1 5 0 p e r m o n t h . T h i s s u r c h a r g e i s i n a d d i t i o n t o t h e e m p l o y e e ' s m o n t h l y s p o u s e o r f a m i l y r a t e s . E M P L O Y E E B E N E F I T S 2 0 2 6
M E D I C A L E M P L O Y E E B E N E F I T S 2 0 2 6
B IN-NETWORK DEDUCTIBLE COINSURANCE OUT OF POCKET MAXIMUM ER VISIT URGENT CARE FAMILY DOCTOR / SPECIALIST HOSPITAL / MRI / SURGERY / etc. PREVENTIVE VISIT COMPANY HSA CONTRIBUTIONS PHARMACY OUT OF NETWORK HDHP - HSA $4,000 - Individual $8,000 - Family N/A $4,000 - Individual $8,000 - Family UP TO DEDUCTIBLE UP TO DEDUCTIBLE UP TO DEDUCTIBLE UP TO DEDUCTIBLE NO CHARGE +$1,000! UP TO DEDUCTIBLE $8,000 - Individual $16,000 - Family COPAY PLAN $2,500 - Individual $5,000 - Family Member Pays 20% $6,350 - Individual $12,700 - Family $500 $75 $50 / $75 Deductible + Coinsurance, UP TO out-of-pocket max NO CHARGE N/A $10/$50/$90/25% $5,000 - Individual $10,000 - Family A
H E A LT H S AV I N G S AC C O U N T ( H S A ) *Only eligible with the HDHP HSA money is yours to keep! Use on your Dependents! (on or off your plan) Medical, Dental, Vision, Rx Expenses & More! Tax Advantages!
H E A LT H S AV I N G S AC C O U N T A N N UA L L I M I T S ! $4,400 Individual $8,750 Family 2026 Age 55+ | Additional $1,000
W H E R E C A N YO U U S E YO U R H S A M O N E Y ? DO! Braces Glasses Chiropractor Medical Devices Prescription Drugs Any Health Expense Elective Procedures Plastic Surgery Groceries Rent Gas DON’T!
A B W H I C H P L A N I S B E S T F O R M E ? PLAN Copay Plan HDHP Family Doctor Visit $50 $125 Prescription Drug $10 $4 Company HSA Contributions N/A $1,000 Weekly Premium $47 $17 Total Cost | YEAR $2,504 $884 LOW CLAIMS YEAR $871 Remaining in HSA!
A B W H I C H P L A N I S B E S T F O R M E ? PLAN Copay Plan HDHP Specialist (2x) $150 $500 Prescription Drugs (4x) $360 $400 ER Visit $500 $1,000 Surgery: $15,000 $5,000 $2,100 Company HSA Contributions N/A $1,000 Weekly Premium $47 $17 Total Cost | YEAR $8,454 $3,884 HIGH CLAIMS YEAR
Annual Maximum Benefit: $1,000 OR $2,000 Deductible: $50 per member / not to exceed $150 for the whole family PROCEDURE $1,000 Plan $2,000 Plan Preventive 2 Cleanings X-Rays 100% (deductible does not apply) 100% (deductible does not apply) Basic Fillings Diagnostic Services 80% 80% Major Dentures Crowns Extractions 50% 50% Orthodontia All ages Not covered 50% up to $2,000 lifetime maximum D E N TA L DENTAL
Exam Every 12 Months $20 Copay Contacts Every 12 Months Up to $120 15% off balance Lenses Every 12 Months $20 Copay Frames Every 24 Months Up to $120 20% off balance V I S I O N VISION
EMPLOYEE PAID BENEFITS Voluntary Life Increments of $10,000 Guaranteed Issue up to $100,000 for new entrants Maximum Benefit of $500,000 Spouse & Child benefits available Short Term Disability (STD) Income protection while you are unable to work Includes maternity 60% of weekly income up to $1,500 per week Benefit begins on 8 th day of Illness or Injury
EMPLOYEE PAID BENEFITS Critical Illness: If you’re diagnosed with an illness such as: Cancer, Stroke, Kidney Failure, Heart Attack, you can receive a lump sum benefit payment. You can use the money however you need to. You choose your amount of coverage: $10,000 or $20,000 Hospital Indemnity: You can receive benefits when you’re admitted to the hospital for a covered accident, illness, or childbirth. Accident: (per schedule) Reimbursement for accidental injury Examples: • Laceration • Burns • Hospital ICU Admission & Confinement • Joint Replacement Cancer: Provides financial support when you receive radiation or chemotherapy treatment, or are hospitalized for surgery to treat cancer.
WELLNESS BENEFITS Guardian Wellness Incentives If you are enrolled in one of the Guardian Voluntary plans; Accident, Cancer, Hospital Indemnity or Critical Illness, you are eligible for Wellness Benefits –wellness incentive benefits pay cash directly to you. Critical Illness: If you or a covered individual complete any covered routine tests or procedures designed to promote health, you’ll receive a benefit payment once a year as part of your insurance plan for completing covered exams and screenings Accident: (per schedule) includes Wellness Benefits Hospital Indemnity: Health Screening benefits Cancer: Benefits paid for Cancer screenings See your Online Benefit Guide for more details!
All full-time employees who enroll in one of the voluntary benefits, will automatically (even if you are not enrolled in medical benefits) be provided access to Guardian’s Employee Assistance Program. The EAP is a confidential resource available 24/7/365 to help you deal with a variety of life stages and concerns. Visit worklife.uprisehealth.com access code “worklife” or call 800-386-7055 CLINICAL Confidential assistance for a range of concerns including addictions, depression, anxiety, stress, relationships, and parenting. WELLNESS Telephone based wellness coaching for tobacco cessation, weight loss management, fitness and exercise, stress management, parenting, and relationship support. WORK-LIFE Assistance for daily challenges at home and work including financial, legal, child/elder care, and identity theft. E M P L O Y E E A S S I S TA N C E P R O G R A M
E M P L O Y E E B E N E F I T S 2 0 2 6 N E W H I R E E N R O L L M E N T Registration: ADP Enroll: Yo u r b e n e f i t s w i l l b e c o m e e f f e c t i v e t h e 1 s t o f t h e m o n t h f o l l o w i n g 3 0 d a y s F u l l - t i m e e m p l o y m e n t
SCAN FOR ONLINE BENEFIT GUIDE