WELLNESS BENEFITS Guardian Wellness Incentives If you are enrolled in one of the Guardian Voluntary plans; Accident, Cancer, Hospital Indemnity or Critical Illness, you are eligible for Wellness Benefits –wellness incentive benefits pay cash directly to you. Critical Illness: If you or a covered individual complete any covered routine tests or procedures designed to promote health, you’ll receive a benefit payment once a year as part of your insurance plan for completing covered exams and screenings Accident: (per schedule) includes Wellness Benefits Hospital Indemnity: Health Screening benefits Cancer: Benefits paid for Cancer screenings See your Online Benefit Guide for more details!