H O W D O H I GH - D E D U C T I B L E H E A L T H P L A N S W O R K * I n - N e t w o r k 100% Paid by the Medical Plan* P r e v e n t i v e S e r v i c e s O t h e r M e d i c a l S e r v i c e s You pay the negotiated discounts - up to your Deductible (s) After you pay your deductible then 100% of services are paid by the medical plan* At Snellings Walters , the medical Deductibles and the Maximum out of Pockets are the same amount, which means there is no coinsurance. (In - Network).