ADDITIONAL EMPLOYER-PAID BENEFITS 1 GROUP LIFE AND AD&D The group life and accident, death, and dismember policy is available to all full-time employees. In the event of death, loss of (or loss of use of) a body part or function, speech, eyesight, or hearing, your beneficiaries will receive Scan to Learn $100,000. Coverage decrease by 35% at age 65, by 50% at age 70. More Enhanced this year! 2 SHORT-TERM DISABILITY Short-term disability protects your income during a short period of time due to illness or an accident not related to your job. Benefits begin on the 15th day after becoming disabled. The policy will pay a 60% of your weekly salary for up to 24 weeks to a benefit maximum of $2,000 weekly. Enhanced this year! 3 LONG-TERM DISABILITY Long term disability protects your income for an extended period of time due to illness or an accident not related to your job. Benefits begin after 180 days following incident and will cover 60% of your earnings (up to $10,000/month). Enhanced this year!