ADDITIONAL VOLUNTARY BENEFITS VOLUNTARY LIFE & AD&D 3 ACCIDENT 1 Employee Benefit: Increments of $10,000: up to 5 x annual earnings to a This plan pays you based on every procedure you receive as a result of a maximum of $500,000. (Guaranteed Issue: $120,000.) covered accident. Whether it is a minor injury like a twisted ankle or a major fracture, there will be set amounts paid out for each treatment. Spouse Benefit: Increments of $5,000 up to $300,000 (Cannot exceed 100% of employee amount) Guarantee issue of $30,000. (Guaranteed Examples: Issue: $15,000.) Fractures: Schedule up to $4,500 Hospital Admission: $1,000 Child(ren) Benefit: Increments of $2,000 up to $10,000. Accidental Death: $50,000 And More! See Unum summary for full details Enhanced this year! 2 CRITICAL ILLNESS 4 HOSPITAL INDEMNITY A critical illness can be expensive – even when you have great medical Even with good medical insurance, a stay in the hospital will cost you a coverage. Critical illness insurance pays you a lump sum to use as you lot. Whether you are hospitalized for a covered accident or illness, see fit if you’re diagnosed with covered critical illnesses (such as hospital indemnity insurance provides you with needed cash. Coverage cancer, heart attack, stroke, and more). available for you, or you and your spouse and/or children. Employee Benefit: $10,000, $20,000, or $30,000 Hospital Admission: $1,000 benefit Spouse & Child(ren) Benefits also available Hospital Stay: $100 / day Retirement 401(k)

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