26 establishment of the Plan and the Benefit P rograms confer upon any Employee any right to be retained in the service of an Employer. Cost of Plan and Program Administration The costs and expenses incurred in the administration of the Plan and the Benefit P rograms shall be paid, in the discretion of the Plan Administrator , (i) from assets accumulated under the Plan and the Benefit P rograms , if any; (ii) from Employee contribu tions; or (iii) by the Employer and Employee in such proportion as the Employer or the Plan Administrator shall determine. Evidence Evidence required of anyone under the Plan and the Benefit P rograms may be by certificate, affidavit, document , or other information the Plan Administrator considers pertinent and reliable, and signed, made or presented by the proper party or parties. Physical Examination and Autopsy In addition to any rights and privileges granted under a Benefit P rogram , the Plan Administrator , at its own expense, shall have the right and opportunity to have a physician, designated by the Plan Administrator , examine any individual whose injury or sickness is the basis of a claim under the Plan and the Benefit P rograms, when and as often as it may reasonably require during the pendency of a claim or any period of benefits under the Plan and the Benefit P rogra ms and to make an autopsy in case of death, provided it is not otherwise pr ohibited by law. Notwithstanding the foregoing, a Benefit P rogram that is not an excepted Benefit P rogram under ERISA § 732(b), (c) or (d), shall not request or require an individual to undergo a genetic test. Recovery of Benefits If, because of fraud, mistake or any other reason, a person receives a benefit payment under the Plan or a Benefit P rogram that exceeds the benefit payment that should have been made, the Plan Administrator shall have the right to recover the amount of such excess from such person. However t he Plan Administrator may, at its option, deduct the amount of such excess from any subsequent benefits payable to, or for, the Participant or such Participant’s Dependents to whom or on whose behalf the excess payment was made. Lawsuits Concerning Benefits No lawsuit may be brought by any person or entity to recover benefits under the Plan more than three year s from the date P lan benefits are finally denied. Workers’ Compensation Not Affected The Plan is not in lieu of, and does not affect any requirement for, coverage under Workers’ Compensation. Severability In case any provisions of the Plan or any Benefit P rogram shall be held illegal or invalid for any reason, such illegality or invalidity shall not affect the remaining provisions of the Plan or any Benefit P rogram, and the Plan and all Benefit P rograms shall be construed and enforced as if such illegal and invalid provisions had never been set forth in the Plan or Benefit P rogram .